HDFC TERM INSURANCE:

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HDFC term insurance provides you options of insurance, so that in your absence because of your demise your family needs can be secured and they do not have to face problems related to the finance. A term insurance for a period of time provides stability to financial needs of your family. HDFC term insurance realises the fact that every person is different and they might require different plans. So HDFC term insurance provides two types of insurance from which any one can be selected.

HDFC term insurance plan is the entire death benefit which provides you the sum assured by the policyholder in the case of his demise. After this 0.5% of the sum assured is paid monthly for the period of 10 years.

TYPES OF HDFC LIFE TERM INSURANCE PLANS:

  1. HDFC LIFE CLICK 2 PROTECT PLUS:

This is an affordable insurance plan. The Click 2 protect plus plan makes sure that you could be able to secure future of your family for a considerable period of your time after your demise. This plan is customized on the basis of 4 different options of cover, which you have to choose for getting benefits. And these 4 options are given below:

  1. LIFE OPTION
  2. EXTRA LIFE OPTION
  3. INCOME OPTION
  4. INCOME PLUS OPTION

       2. HDFC LIFE CSC SURAKSHA PLAN:

             This plan has been designed for the citizens who are related to common service centre. It is an initiative started by the insurer of providing insurance, even to the rural sectors of the country. The low premium cost of the plan makes it affordable to buy. In this plan insurer will be providing lump sum payment of the sum you have assured to the nominee of the policy holder, in the case of the untimely demise of the policy owner.

FEATURES AND BENEFITS:

HDFC LIFE CLICK 2 PROTECT PLUS:

I. It is an online term plan which you can purchase while sitting at your home.

Ii. LIFE CLICK 2 PROTECT PLUS provides complete life insurance for your family at a very nominal and affordable cost. HDFC term insurance helps to secure your family future so that in your absence they do not have to go adverse situations. And this plan go very well in such situations.

iii. HDFC term insurance provides you the financial protection which you want for your family.

iv. This plan will provide you coverage for the age of 75 years.

v. the insurance term is pure term, so there is no chance of survival benefit.

HDFC LIFE CSC SURAKSHA PLAN:

  1. The premium payment will be same as of the policy term.
  2. It is a pure term plan, hence no chance of survival benefit.
  3. It gives you freedom to choose the period of policy from 5 to 15 years.
  4. The minimum amount of sum which can be assured is 30,000 while  the maximum amount of sum to be assured is 2 lakhs.
  5. The premiums of the policy can be pay in any mode which the policyholder will prefer like paying monthly, quarterly, half-yearly or in yearly mode.